Built for Kenyan savings groups

Your chama,
finally organised

Contributions. Loans. Meetings. All of it in one place your whole group can trust.

Start a chama → Join your group Download App
Already a member? Sign in → · Android app also available
💳 M-Pesa payments built in
👥 Multi-chama support
🔒 ID-verified members only
📱 Works on any phone
What's inside
More than you'd expect from a chama app
💰
Contributions
Every payment tracked, confirmed, and visible to the whole group. No more he-said-she-said.
🏦
Loans
Members apply, the group votes, money moves. The whole process is transparent and on the record.
🔄
Merry-go-round
Rotation is managed fairly. Everyone knows who's next. No disputes.
📅
Meetings
Schedule, clock in, track attendance. Late arrivals are handled automatically.
🗳️
Elections
Vote for leaders from your phone. Results are live and tamper-proof.
🔔
Notifications
Stay informed without the chaos. Important updates come to you not buried in a WhatsApp thread.
Group finances
Everyone sees the same numbers

No more treasurer disputes. Every contribution, every loan, every payout is logged and visible to the whole group in real time.

Get started →
Group Savings
142,500
KES · Updated just now
This month +18,000
Active loans 3
Members paid 11 / 12
Next payout Grace →

Payments happen inside the ChamaVault

M-Pesa STK push built in. Members pay contributions, loans, and penalties without leaving ChamaVault. Everything confirms automatically.

📱
Powered by
SwiftWallet
Get in touch
Questions? We're here to help
Reach us directly

Let's talk chama

Whether you're starting your first group or migrating an existing one, our team replies fast.

✉️
📍
Based in
Nairobi, Kenya
⏱️
Response time
Within 24 hours

Your group
deserves better

Set up in minutes. No spreadsheets. No WhatsApp confusion.

Start a chama → Join your group Download App